Residential Grants

CDBG Owner-Occupied Rehabilitation Program

The Owner-Occupied Housing Rehabilitation Program helps eligible Elgin homeowners correct residential code deficiencies and address sub-standard and unsafe living conditions. Applicants must be at least eighteen years of age, meet Federal income limits (see table below), own and occupy the property as their principal residence, and be current with the payment of their mortgage, property taxes, and homeowner’s insurance premium. In order to be eligible, properties must be lawful, single-family dwellings, free of liens and located within the City of Elgin. The program provides up to $15,000 in assistance for housing rehabilitation work, and up to $10,000 for lead hazard control work, for a combined maximum of $25,000 per household. All assistance is provided in the form of a grant, however, the applicant must retain ownership of and continue to occupy the property for a period of not less than twelve months following the date work is completed under the program. Should the applicant relinquish his or her ownership earlier, the CDBG assistance must be repaid in full to the City of Elgin. For more information, call Community Contacts at 847-697-8800. Please indicate you are interested in the “Elgin CDBG Owner-Occupied Rehabilitation Program.” Applications will be accepted, pending the availability of Federal funding, on a first-come, first-qualified, first-served basis.

Income Limits for CDBG Owner-Occupied Rehabilitation Program

Household Size               1                   2                   3                   4                   5                   6                   7                 8+

Max Income               $49,950        $57,050        $64,200        $71,300        $77,050        $82,750        $88,450       $94,150

* Revised 6/28/2019


Residential Conversion Grant Program

Applications are currently available.

Central Area TIF District MapThe Residential Conversion Grant Program assists property owners with the conversion of lawful non-conforming multi-family housing back to the original conforming residential use, located within the Central Area TIF District (see map). This program is available to private individuals, corporations, and not-for-profit organizations. Both non–owner occupied and owner occupied properties are eligible for this funding.

The program is designed to compensate property owners for construction expenses related to the conversion and for the loss of rental income. Grant funds are distributed to the property owner upon final completion of the conversion. A final inspection must be successfully completed prior to the payout of grant funds.


Historic Architectural Rehabilitation Grant Program

The Historic Architectural Rehabilitation Grant Program provides residential property owners of structures in designated historic districts with reimbursement grants of up to $20,000 for the restoration of exterior architectural features. Applications for the Historic Architectural Rehabilitation Grant Program are now open, and are due with supporting documentation on Friday, April 26, 2019. Click here to learn more and apply.


Neighborhood Matching Grant Program

The Neighborhood Matching Grant Program is administered through the Elgin Community Network.

The purpose of the Neighborhood Matching Grant Program is to support grassroots projects that enhance and strengthen neighborhoods. All projects are initiated, planned and implemented by neighborhood members in partnership with the Elgin Community Network (ECN), with final authorization to proceed from the City of Elgin. Neighborhood involvement and relationship building are key components of the program.